Protect you and your company!

Are you a small business owner or contractor who has a commercial vehicle for work? Get protection today! We offer coverage for a variety of commercial vehicles used to conduct business including: cars, pick-up trucks, vans, landscaping trucks, utility trailers, cargo vans, flatbeds, straight trucks, and more.

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ALPA HAS YOUR BUSINESS COVERED

Are you a small business owner or contractor? If you have a vehicle that is used for business purposes, Texas state law requires you to carry commercial auto insurance. Commercial-sized vehicles can include pick-up trucks, vans, landscaping trucks, utility trailers, cargo vans, flatbeds or straight trucks, and more. Commercial auto insurance protects and provides coverage for you, your employees, passengers, and business! This insurance can also cover the costs associated with lawsuits due to automobile accidents involving business vehicles.

TYPES OF COMMERCIAL AUTO INSURANCE COVERAGE WE OFFER

Liability Insurance

Covers injuries or damages to the other driver and their property. This does not cover injuries or damages to you or your property. The minimum required coverage for liability insurance is $30,000 per person for Bodily Injury, $60,000 per accident, and $25,000 for Property Damage. This is the lowest amount of coverage you can have for auto insurance in the state of Texas.

Comprehensive & Collision

Together these offer full protection when your vehicle is damaged. Comprehensive insurance covers your car from damages caused by fire, theft, vandalism, or hail. Collision insurance also covers damages to your car caused by a collision with another car or an object.

Personal Injury Protection (PIP)

Covers certain medical expenses and loss of wages incurred as a result of an accident. PIP covers you and your passengers in the vehicle, minus standard deductible payments, before a payout is given.

Uninsured & Underinsured Motorist

Covers you from damages resulting from a driver who caused an accident and does not have any, or enough, insurance to cover the incurred damages.

Towing & Roadside Assistance

This can be added to your policy to use in case your car breaks down or you get stranded on the side of the road.

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